Last Updated: June 19, 2026
Agreement to Terms
By accessing or using our website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Services Description
We provide financial education and consulting services focused on helping individuals and businesses understand financial concepts and make informed decisions. Our services are educational in nature and do not constitute financial advice as regulated by the Financial Conduct Authority.
What Our Services Include
- Educational consultations on financial topics
- Workshops on investment principles and financial literacy
- General guidance on budgeting, debt management, and financial planning
- Business financial planning support
What Our Services Do Not Include
- Specific investment recommendations
- Buy or sell recommendations for particular securities
- Portfolio management services
- Tax preparation or filing services
- Legal advice
User Responsibilities
By using our services, you agree to:
- Provide accurate and complete information when booking consultations
- Attend scheduled consultations or provide adequate notice of cancellation
- Use the information provided for educational purposes only
- Seek professional financial advice before making significant financial decisions
- Not reproduce, distribute, or commercially exploit our materials without written permission
Booking and Cancellation Policy
When you book a consultation:
- Your booking is confirmed once you receive a confirmation email
- Payment is due at the time of the consultation unless alternative arrangements have been made
- Cancellations made with at least 24 hours notice will receive a full refund or the option to reschedule
- Cancellations made with less than 24 hours notice may be subject to a cancellation fee
- We reserve the right to cancel or reschedule consultations due to unforeseen circumstances and will provide reasonable notice
Intellectual Property Rights
The content on this website, including text, graphics, logos, and materials provided during consultations, is protected by copyright and other intellectual property laws. You may not:
- Reproduce materials without written permission
- Modify or create derivative works
- Use materials for commercial purposes
- Remove copyright or proprietary notices
Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:
- The accuracy, completeness, or reliability of information provided
- The suitability of our services for your particular circumstances
- Uninterrupted or error-free operation of our website
- Specific outcomes or results from using our services
Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use or inability to use our services
- Any financial decisions you make based on information from our consultations
- Unauthorized access to your personal information
- Errors or omissions in our content or services
Our total liability for any claim arising from your use of our services shall not exceed the amount you paid for the specific service giving rise to the claim.
Professional Advice Disclaimer
The information and guidance we provide are educational in nature and should not be considered a substitute for professional financial, tax, or legal advice. We strongly recommend consulting with qualified professionals before making significant financial decisions.
Individual results may vary based on personal circumstances, market conditions, and other factors beyond our control. Past performance or educational examples do not guarantee future results.
Acceptable Use
You agree not to use our website or services to:
- Violate any applicable laws or regulations
- Transmit harmful or malicious code
- Interfere with or disrupt our services
- Attempt to gain unauthorized access to our systems
- Harass, abuse, or harm other users or our staff
- Impersonate any person or entity
Third-Party Links
Our website may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content, privacy practices, or terms of use. Access third-party sites at your own risk.
Modifications to Services and Terms
We reserve the right to:
- Modify or discontinue any aspect of our services at any time
- Update these Terms of Use without prior notice
- Refuse service to anyone for any reason
Your continued use of our services after changes to these terms constitutes acceptance of the modified terms.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and us regarding your use of our services.
Contact Information
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 47 Castle Street, Liverpool L2 9SH, United Kingdom